Last updated: June 23, 2026

This Privacy Policy describes how Plant Money Habits LLC (“we,” “us,” “our”) collects, uses, and shares your personal information when you visit plantmoneyhabits.com, take our money personality quiz, or communicate with us by text message, phone, or email.

1. Information We Collect

Information you give us directly:

• Name, email address, phone number
• Financial information you share in our quiz: credit score range, monthly income, monthly expenses, business revenue, assets, debts, and financial goals
• Messages you send us (SMS, email, calls, web forms)
• Booking and scheduling information

Information collected automatically:

• Browser type, device, IP address, operating system
• Pages visited, time on site, referring URL
• Cookies and similar tracking technologies
• Conversion events sent to advertising partners (see Section 4)

2. How We Use Your Information

• Generate your personalized money plan and credit report
• Contact you by SMS, email, and phone about credit repair, funding, and related services you request
• Send automated text messages from our AI assistant (“Camila”) in response to your inquiries
• Schedule consultations
• Improve our services and measure the effectiveness of our advertising

3. Automated Communications (SMS and AI)

By submitting your phone number on our quiz or website, you consent to receive recurring automated text messages and calls from Plant Money Habits and our AI assistant about your credit, financial plan, and related services. Consent is not a condition of purchase. Message frequency varies. Message and data rates may apply. Reply STOP to any message to opt out. Reply HELP for help. You can also email pmh@plantmh.com to opt out.

4. Advertising and Analytics

We use third-party advertising and analytics services, including Meta Platforms, Inc. (Facebook, Instagram). We share hashed personal information (such as your email address, phone number, and first name) and conversion events (such as quiz submissions and booked consultations) with Meta through their Conversions API and Meta Pixel in order to:

• Measure the effectiveness of our advertising
• Show you and similar users relevant ads
• Improve ad targeting

You can manage Meta ad preferences in your Facebook account settings, or opt out of interest-based advertising through the Digital Advertising Alliance at optout.aboutads.info.

5. How We Share Your Information

We do not sell your personal information. We share it only with:

• Service providers who help us run the business (CRM, SMS provider, AI tools, hosting, scheduling)
• Advertising partners as described in Section 4 (in hashed or aggregated form)
• Government authorities when legally required

6. Your Rights

Depending on where you live, you may have the right to:

• Access, correct, or delete your personal information
• Opt out of the sale or sharing of your personal information
• Withdraw consent to automated communications (reply STOP)

To exercise these rights, email pmh@plantmh.com with your request.

California residents: You have rights under the California Consumer Privacy Act (CCPA/CPRA), including the right to know, delete, correct, and opt out of sharing for cross-context behavioral advertising. We do not knowingly sell or share personal information for cross-context behavioral advertising without your consent.

7. Data Retention

We retain your information for as long as needed to provide our services and to comply with legal obligations. You can request deletion at any time by emailing pmh@plantmh.com.

8. Children’s Privacy

This site is intended for adults 18 and older. We do not knowingly collect information from anyone under 18.

9. Changes to This Policy

We may update this policy from time to time. The “Last updated” date above will reflect any changes.

10. Contact Us

Plant Money Habits LLC
1650 Limekiln Pike, Ste B19 #223
Dresher, PA 19025
United States
Phone: +1 (484) 246-6676
Email: pmh@plantmh.com
Website: plantmoneyhabits.com