home

Let's improve your credit score!

You will get :

What's your reason for better credit?

Choose your reason below and we’ll help you make it happen!

Slide
track
blue
blue
blue
blue
blue
I want to purchase a vehicle.
Slide2 I want to purchase merchandise.
track
blue
blue
blue
blue
blue
Slide3 I want to purchase home goods.
track
blue
blue
blue
blue
blue
Slide4
track
blue
blue
I want to own a home.
blue
blue
blue
Slide5
track
blue
blue
I want to enjoy life more.
blue
blue
blue
Slide6
track
blue
blue
blue
blue
blue
I want to own a business.

What our customers are saying?

Ramon H

My credit score has improved quickly and drastically and my budget is more manageable and clear. I 100% recommend PMH as someone who can help improve your credit/financial situation. They have helped me immensely!

Carlos

I’ve learn so much and seen my credit skyrocket in only 3 months and with plant money habits, I am sure to see it continue.

Jean R

Yordan was very helpful from the beginning. Had a great experience in learning from him and will use what I have learned for the rest of my life. I will definitely recommend others about this company. Thank you Yordan and Plant Money Habits!

Adelina

Thank God for everything and my friend Yordan ,Our dream of owning a house is going to become a reality pretty soon

We help hard-working individuals and families
achieve a brighter future with better credit scores.

Easy To Get Started

It's free to register and we connect you with the resources that best fit your needs for success.

Everything Online

Everything you'll need from us will be online. No need to travel or come in person to communicate.

Credit Training

We give you the latest tricks and tips on building your credit and securing more financial freedom.

What will you get?

A Clean Credit Report

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

Real Time Tracking

Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.

A Better Future

We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.

What will you get?

A Clean Credit Report

We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.

Real Time Tracking

Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.

A Better Future

We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.

Boost your credit with proven methods – FAST!

With a free membership, you’ll get access to our Learning Center in just a few steps. We’ll teach you how to overcome your credit challenges.

Boost Your Credit With Free DIY Training

We’ll provide you with free training and tips on how to improve your credit score and start living a better life. Earn certificates and qualify for better credit fast!

How it works?

Relax

While we use the law to challenge negative items on your report.

See Results

You can log in to see real time progress every step of the way.

New beginnings.
That's what Plant Money Habits represents.

We all have our lows and our highs. So whether your journey to a perfect credit score is just starting out or you’re in need of resuscitation, we’re here to help. We’ll get you a fresh start and set you up for a stronger and brighter future in credit.

Boost Scores

Eliminate Debt

Avoid Scams

Maintain Credit

Secure Credit

Consolidate Debt

Frequently Asked Questions

This depends on a few different things. First, it depends on the number of negative accounts that you have.
Second, for you to have the best results in shortest amount of time it will be best if we work together. It will help
a lot if you: pay down you credit card balances and keep them below 10% of the available credit, don’t apply for
new credit unless we instruct you to do so, and sending creditors and bureaus response letters to us as soon
as you get them. On average, it takes 6-12 months to increase your score, but we have seen it take longer and
shorter in some cases.

Our results are better than average because we use every tool at our disposal.
1. We help you challenge credit errors that are hurting your score by submitting letters to creditors and credit
bureaus, and complaints to federal agencies.
2. We help you add more positive information on your report so that the negative information impacts your
score less.
3. We help you understand how the credit system works so that you can maintain excellent credit long after our
work together.
4. We will help you maximize the benefits of your excellent credit so you can put more money in your pocket.

On rare occasions the removed accounts are resold to other collection agencies. Since these accounts were
removed once, they most likely can be removed a second time.

We can not tell you a specific account will be removed for sure, unless it is not yours or you have proof you
have paid the balance. We do guarantee you we’ll be very persistent in challenging stubborn debt. If we can’t
remove an account we’ll even help you negotiate it for a big discount and deletion.

Credit Repair Tips

Read our latest blog entries for tips on credit repair.

How You Can Fix Your Credit

How You Can Fix Your Credit. The thought of credit can be very intimidating for some people who may not know as much about credit

How You Can Fix Your Credit

How You Can Fix Your Credit

How You Can Fix Your Credit. The thought of credit can be…
Repair Your Credit, Build Your Survival Foundation

Repair Your Credit, Build Your Survival Foundation

Why is it important to have good credit? With today’s society becoming…
Repairing Credit Ratings to Build Credit

Repairing Credit Ratings to Build Credit

Repairing Credit Ratings to Repair Credit. Is your goal to repair your…