One number shouldn’t decide what you have.
We go after the old mistakes still holding you back so you have a real chance at the approvals you deserve.
$0 today. No credit pull. Cancel anytime.
per client average
credit reports
We get it. The “no” stings.
You work hard. You show up. Then a number you didn’t even pick decides what you can have.
Denied for the house
You found the one. You could already see your life there. The lender killed it in one sentence and never told you why.
Denied for the car
Two hours at the dealer. Then a rate that feels like a slap. Or a flat no. You walk out with nothing.
Tired of being ignored
Other shops take your money, talk over your head, then go quiet the second you ask when it’ll actually work.
Real removals in 60 days, or you get 110% back
You pay $0 today. We earn it, or we refund it.
✓ No real removals in 60 days? Every dollar back, plus 10%.
✓ Most make you wait a year, we do it in 60.
✓ In writing. No fine print. No loopholes.
Get my free credit analysis, $0 today
I only take 17 new clients a week, when this week’s spots are gone, they’re gone.
Not one client has ever asked for the refund.
Real clients, real wins
Real removals on the file.
Receipts
Real accounts deleted from client files.
Your journey to yes
From denied to funded. Clear milestones, no surprises.
Get started
We pull your file, find what’s dragging it down, and build your attack plan.
We attack your file
Certified letters fly to the bureaus and creditors. Most clients see first deletions by day 30.
You get the yes
Funded. Approved. Qualified for what you came here for.
Us vs them
We do everything we can to get you results, even when it means more work for us.
plant money habits
- Built to get you funded, not just “clean”
- Notarized power of attorney, so we push for more deletions
- We freeze the secondary bureaus so deletions stay gone
- Direct access to the owner, not a call center
- $0 to start. No upfront fee.
- 110% back in 60 days, in writing
Big credit-repair mills
- No funding strategy, just “clean”
- No power of attorney, so attacks get ignored
- Secondary bureaus never frozen
- Call center, no owner access
- Hidden fees
- Guarantee buried a full year out
Credit is a tool, not a trap you get stuck in.
Nobody teaches you this in school. So when your score drops, you’re stuck alone, or you pay someone who disappears with your money. I’ve heard too many of those stories.
You deserve the right to leave old mistakes behind. Every day, our team helps people go from denied to approved, from stuck to confident.
Ready for that change? You’re in the right place.
Frequently asked questions
What do I pay today?
$0. Nothing today. We file your first round of attacks first, then bill the startup fee on Day 5 ($195 Starter / $257 Full). Cancel any month, never locked in.
How does the 110% money-back guarantee work?
If we don’t get real removals on your file in 60 days, you get every dollar back plus 10%. No fine print. Most competitors push their guarantee out a full year. We put it on the line in 60 days because that’s our timeline.
How long does it really take?
60 days is our guarantee window for real removals on your file. Getting fully funded or qualified for what you came here for can take longer, depending on your file and your goal. We stay on it month after month until you’re there.
Can you guarantee a credit score number?
No. By law, no one can. CROA prohibits guaranteed score claims. What we guarantee is real removals in 60 days or your money back.
Do I have to be a US citizen?
You need a valid SSN or ITIN and a US credit file. We work with citizens, residents, and ITIN holders.
What if it doesn’t work for me?
Cancel any month, no questions. And the 110% guarantee is there in writing. We stand behind the work, or you get your money back plus 10%.
Stop getting denied.
Let’s fix your file.
Free credit analysis in 30 seconds. No credit pull, no fee to start.
Get my free analysis
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Contact
- 484.246.6676
- pmh@plantmh.com
- 1650 Limekiln Pike, Ste B19 #223
Dresher PA 19025
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