Let's improve your
credit score
You will get :
- Free consulation
- Free in depth credit analysis
- Free credit recommendation
Let's improve your
What will you get
Clean up your past
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Track your present
Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.
Change your future
We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
What will you get
Clean up your past
We work with the credit bureaus and your creditors to challenge the negative report items that affect your credit score.
Track your present
Easy access to your account 24/7 for live status updates on improvements on your credit reports and scores.
Change your future
We’ll maximize your score so you can achieve your goals and learn how to maintain your awesome credit long after our work is done.
How it works
Sign up
We'll give you a free consultation and credit analysis
Relax
While we use the law to challenge negative items on your report.
See Results
Log in to see real time progress every step of the way
What our customers are saying
“I’ve learn so much and seen my credit skyrocket in only 3 months and with plant money habits, I am sure to see it continue.”
“My credit was in the 500’s and nothing I did on my own helped me to increase it and that was when I contacted Yordan’s services and now my credit is above 640 and all with his help and the professionalism with which I handle my credit. He also showed me how to handle the cards and how to apply for the credit cards that suit me best and how to eliminate those that affect me due to their high interest rate and all quickly.”
“I’ve had collections removed, opened a zero percentage credit card, and have seen a major change in my credit score. I’ve also had step by step assistance on the best decisions I should make to have continual credit score increases.”
“My credit score has improved quickly and drastically and my budget is more manageable and clear. I 100% recommend PMH as someone who can help improve your credit/financial situation. They have helped me immensely!”
“Yordan was very helpful from the beginning. Had a great experience in learning from him and will use what I have learned for the rest of my life. I will definitely recommend others about this company. Thank you Yordan and Plant Money Habits!”
“Thank God for everything and my friend Yordan 😍 Our dream of owning a house is going to become a reality pretty soon”
Frequently Asked Questions
This depends on a few different things. First, it depends on the number of negative accounts that you have.
Second, for you to have the best results in shortest amount of time it will be best if we work together. It will help
a lot if you: pay down you credit card balances and keep them below 10% of the available credit, don’t apply for
new credit unless we instruct you to do so, and sending creditors and bureaus response letters to us as soon
as you get them. On average, it takes 6-12 months to increase your score, but we have seen it take longer and
shorter in some cases.
Our results are better than average because we use every tool at our disposal.
1. We help you challenge credit errors that are hurting your score by submitting letters to creditors and credit
bureaus, and complaints to federal agencies.
2. We help you add more positive information on your report so that the negative information impacts your
score less.
3. We help you understand how the credit system works so that you can maintain excellent credit long after our
work together.
4. We will help you maximize the benefits of your excellent credit so you can put more money in your pocket.
On rare occasions the removed accounts are resold to other collection agencies. Since these accounts were
removed once, they most likely can be removed a second time.
We can not tell you a specific account will be removed for sure, unless it is not yours or you have proof you
have paid the balance. We do guarantee you we’ll be very persistent in challenging stubborn debt. If we can’t
remove an account we’ll even help you negotiate it for a big discount and deletion.
Any Question ?
You can ask anything you want to know about us.
