Plant Money Habits — Fix Your Credit in 60 Days

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For US business owners & families

Fix your credit in 60 days. Or your money back.

Qualify for the house. Qualify for the life you’re working toward. We clean up your credit so the answer is yes.

110% money-back guarantee110% money-back guarantee in 60 days. No fine print.
3
accounts removed
per client average
30 days
to first deletions
~60 days
for bigger results
110%
money-back
guarantee

We get it. The “no” stings.

You work hard. You show up. Then a number you didn’t even pick decides what you can have.

Denied for the car

Two hours at the dealer. Then a rate that feels like a slap. Or a flat no. You walk out with nothing.

Denied for the house

You found the one. You could already see your life there. The lender killed it in one sentence and never told you why.

Tired of being ignored

Other shops take your money, talk over your head, then go quiet the second you ask when it’ll actually work.

Your journey to yes

From denied to funded. Clear milestones, no surprises.

1
Day 1

Free analysis

We pull your file, find what’s dragging it down, and build your attack plan.

2
Day 2 to 60

We attack your file

Certified letters fly to the bureaus and creditors. Most clients see first deletions by day 30.

3
Beyond 60

You get the yes

Funded. Approved. Qualified for what you came here for.

110% money-back guarantee in 60 days

Real results in 60 days or you get 110% back

No real removals on your file in 60 days? You get every dollar back, plus 10%.
Most shops make you wait a year. We do it in 60.
No fine print. No loopholes.

Why us vs the others

We do everything we can to get you results, even when it means more work for us.

plant money habits

  • Built to get you funded, not just clean
  • Direct access to the owner, not a call center
  • No fee to get started
  • Notarized power of attorney to get you more deletions
  • Freeze secondary bureaus so deletions stick
  • 110% back in 60 days, in writing

Big credit-repair mills

  • No funding strategy, just “clean”
  • Call center, no owner access
  • Hidden fees
  • No power of attorney, so attacks get ignored
  • Secondary bureaus never frozen
  • Guarantee buried a full year out

Real clients, real wins

Real removals on the file.

Individual results vary. No specific score increase is guaranteed.

Receipts

Real accounts deleted and real score jumps.

Real client results. Names and account numbers redacted for privacy. Individual results vary.

Questions you’re probably asking

What do I pay today?

$0. Nothing today. We file your first round of attacks first, then bill the startup fee on Day 5 ($195 Starter / $257 Full). Cancel any month, no contracts.

How does the 110% money-back guarantee work?

If we don’t get real removals on your file in 60 days, you get every dollar back plus 10%. No fine print. Most competitors push their guarantee out a full year. We put it on the line in 60 days because that’s our timeline.

How long does it really take?

60 days is our guarantee window for real removals on your file. Getting fully funded or qualified for what you came here for can take longer, depending on your file and your goal. We stay on it month after month until you’re there.

Can you guarantee a credit score number?

No. By law, no one can. CROA prohibits guaranteed score claims. What we guarantee is real removals in 60 days or your money back.

Do I have to be a US citizen?

You need a valid SSN or ITIN and a US credit file. We work with citizens, residents, and ITIN holders.

What if it doesn’t work for me?

Cancel any month, no questions. And the 110% guarantee is there in writing. We stand behind the work, or you get your money back plus 10%.

Stop getting denied.
Let’s fix your file.

Free credit analysis in 30 seconds. No credit pull, no fee to start.

Get started