TX · NY · FL · PA · NJ · since 2019TX · NY · FL · PA · NJ · desde 2019

Get the houseConsigue la casa

$0 today. Five letters go out first. First month $8.97 on day 5.$0 hoy. Primero salen cinco cartas. Primer mes $8.97 el día 5.

  • $0 today$0 hoy
  • first month $8.97primer mes $8.97
  • 110% back110% de vuelta
3
accounts removed
per client average
cuentas eliminadas
promedio por cliente
$1M+
removed from
credit reports
eliminado de
reportes de crédito

We get it. The “no” stings.

You work hard. You show up. Then a number you didn’t even pick decides what you can have.

Denied for the house

You found the one. You could already see your life there. The lender killed it in one sentence and never told you why.

Denied for the car

Two hours at the dealer. Then a rate that feels like a slap. Or a flat no. You walk out with nothing.

Tired of being ignored

Other shops take your money, talk over your head, then go quiet the second you ask when it’ll actually work.

Real removals in 60 days, or 110% back.Eliminaciones reales en 60 días, o el 110% de vuelta.

In writing. You ask, we pay it.Por escrito. Lo pides, lo pagamos.

Start for $8.97Empieza por $8.97

Real clients, real wins

Real removals on the file.

Individual results vary. No specific score increase is guaranteed.

Receipts

Real accounts deleted from client files.

Real client results. Names and account numbers redacted for privacy. Individual results vary. No specific score increase is guaranteed.

Your journey to yes

Pay nothing today. We work first. Then $8.97.

1
Today

$0 to start

You enroll. No charge at checkout. Five attack letters go out first class.

2
Day 5

First month $8.97

That bill is month one, after the work started. Then you choose $97 or $197. It does not renew on its own.

3
Beyond 60

You get the yes

Funded. Approved. Qualified for what you came here for.

Us vs them

We do everything we can to get you results, even when it means more work for us.

plant money habits

  • Built to get you funded, not just “clean”
  • Notarized power of attorney, so we push for more deletions
  • We freeze the secondary bureaus so deletions stay gone
  • Direct access to the owner, not a call center
  • $0 to start. No upfront fee.
  • 110% back in 60 days, in writing

Big credit-repair mills

  • No funding strategy, just “clean”
  • No power of attorney, so attacks get ignored
  • Secondary bureaus never frozen
  • Call center, no owner access
  • Hidden fees
  • Guarantee buried a full year out
Yordan Marin, founder of plant money habits
Yordan Marin
CEO and Founder

I’ve been where you are.

Years ago I was buried in collections. The calls wouldn’t stop and I couldn’t sleep. I know how heavy that one number feels.

That’s why I do this. Credit is a tool, not a trap. Every day our team helps people go from denied to approved, from stuck to confident.

Ready for that change? You’re in the right place.

Read my full story

Frequently asked questions

What do I pay today?

$0. Nothing at checkout. Five attack letters go out first. $8.97 bills on day 5 for month one. After that you choose $97 or $197 a month. It does not renew on its own. Sign up with a friend who finishes enrollment and you both get month one back.

How does the 110% money-back guarantee work?

If we don’t get real removals on your file in 60 days, you get every dollar back plus 10%. No fine print. Most competitors push their guarantee out a full year. We put it on the line in 60 days because that’s our timeline.

How long does it really take?

60 days is our guarantee window for real removals on your file. Getting fully funded or qualified for what you came here for can take longer, depending on your file and your goal. We stay on it month after month until you’re there.

Can you guarantee a credit score number?

No. By law, no one can. CROA prohibits guaranteed score claims. What we guarantee is real removals in 60 days or your money back.

Do I have to be a US citizen?

You need a valid SSN or ITIN and a US credit file. We work with citizens, residents, and ITIN holders.

What if it doesn’t work for me?

Cancel any month, no questions. And the 110% guarantee is there in writing. We stand behind the work, or you get your money back plus 10%.

Get the houseConsigue la casa

$0 today. Five letters first. $8.97 on day 5. Or $0 if a friend enrolls with you.$0 hoy. Primero cinco cartas. $8.97 el día 5. O $0 si un amigo se inscribe contigo.

Start for $8.97Empieza por $8.97

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